{"id":122,"date":"2018-11-19T09:29:46","date_gmt":"2018-11-19T09:29:46","guid":{"rendered":"http:\/\/flexxprep.com\/?page_id=122"},"modified":"2020-02-11T18:44:52","modified_gmt":"2020-02-11T18:44:52","slug":"borrower-options","status":"publish","type":"page","link":"https:\/\/flexxprep.com\/index.php\/borrower-options\/","title":{"rendered":"Borrower Options"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; next_background_color=&#8221;#ffffff&#8221; admin_label=&#8221;Course Hero&#8221; _builder_version=&#8221;3.19.18&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(0,0,0,0.49)&#8221; background_color_gradient_end=&#8221;rgba(0,0,0,0.33)&#8221; background_image=&#8221;https:\/\/flexxprep.comwp-content\/uploads\/2020\/02\/Canva-Brown-and-Black-Wooden-Chairs-Inside-Room.jpg&#8221; background_blend=&#8221;overlay&#8221; custom_padding=&#8221;100px|0px|180px|0px&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;2%&#8221; locked=&#8221;off&#8221;][et_pb_row custom_width_px=&#8221;1280px&#8221; custom_margin=&#8221;|||&#8221; _builder_version=&#8221;3.0.82&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.0.47&#8243;][et_pb_text _builder_version=&#8221;3.17.6&#8243; header_font=&#8221;|on|||&#8221; header_font_size=&#8221;42px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; header_line_height=&#8221;1.3em&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|||&#8221; locked=&#8221;off&#8221;]<\/p>\n<h1>GOT STUDENT DEBT?<\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.17.6&#8243; text_text_color=&#8221;#d4ccff&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.9em&#8221; locked=&#8221;off&#8221;]<\/p>\n<p>Trying to repay federal student debt can be challenging and overwhelming when you don&#8217;t fully understand the options available to you. You can get caught in the misinformation provided by our competitors, loan servicers and even the internet. We&#8217;re here to make everything crystal clear.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/flexxprep.comindex.php\/contact-us\/&#8221; button_text=&#8221;LET US HELP&#8221; _builder_version=&#8221;3.19.18&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;16px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#05ACD3&#8243; button_border_width=&#8221;10px&#8221; button_border_color=&#8221;#05ACD3&#8243; button_border_radius=&#8221;100px&#8221; button_letter_spacing=&#8221;1px&#8221; button_font=&#8221;|700||on|||||&#8221; button_icon=&#8221;%%36%%&#8221; button_on_hover=&#8221;off&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;50px&#8221; box_shadow_spread=&#8221;5px&#8221; box_shadow_color=&#8221;rgba(0,188,160,0.6)&#8221; custom_margin=&#8221;20px|||&#8221; animation_style=&#8221;zoom&#8221; animation_delay=&#8221;100ms&#8221; animation_intensity_zoom=&#8221;10%&#8221; button_letter_spacing_hover=&#8221;2px&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;on&#8221; button_letter_spacing__hover=&#8221;2px&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; prev_background_color=&#8221;#000000&#8243; padding_top_2=&#8221;0px&#8221; admin_label=&#8221;Course Chapters&#8221; _builder_version=&#8221;3.0.82&#8243; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;0px||120px|&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;3.0.47&#8243;][et_pb_row_inner custom_padding=&#8221;0px|||&#8221; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;4&#8243; _builder_version=&#8221;3.0.82&#8243; custom_margin=&#8221;-80px|||&#8221;][et_pb_column_inner type=&#8221;4_4&#8243; saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;3.0.47&#8243;][et_pb_blurb title=&#8221;Step 1: Loan Assessment &#038; Financial Analysis&#8221; url=&#8221;#&#8221; image=&#8221;https:\/\/flexxprep.comwp-content\/uploads\/2018\/11\/coding-icon_4.jpg&#8221; icon_placement=&#8221;left&#8221; image_max_width=&#8221;64px&#8221; content_max_width=&#8221;1100px&#8221; admin_label=&#8221;Chapter&#8221; _builder_version=&#8221;3.17.6&#8243; header_font=&#8221;|on|||&#8221; header_text_color=&#8221;#2e2545&#8243; header_line_height=&#8221;1.5em&#8221; body_text_color=&#8221;#8585bd&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.9em&#8221; background_color=&#8221;#ffffff&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_horizontal=&#8221;0px&#8221; box_shadow_vertical=&#8221;0px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(71,74,182,0.12)&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;30px|40px|30px|40px&#8221; filter_hue_rotate=&#8221;329deg&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_zoom=&#8221;20%&#8221; animation_starting_opacity=&#8221;100%&#8221; locked=&#8221;off&#8221;]<\/p>\n<p>The initial phases of getting your loans in the appropriate program is learning what loans you actually have, what statuses they&#8217;re in and what kind of programs you&#8217;re eligible for based on several factors. We will go through a thorough financial analysis with you to get a clear picture of what route would be most beneficial for you and your financial goals.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Step 2: Program Overview&#8221; url=&#8221;#&#8221; image=&#8221;https:\/\/flexxprep.comwp-content\/uploads\/2018\/11\/coding-icon_12.jpg&#8221; icon_placement=&#8221;left&#8221; image_max_width=&#8221;64px&#8221; content_max_width=&#8221;1100px&#8221; admin_label=&#8221;Chapter&#8221; _builder_version=&#8221;3.17.6&#8243; header_font=&#8221;|on|||&#8221; header_text_color=&#8221;#2e2545&#8243; header_line_height=&#8221;1.5em&#8221; body_text_color=&#8221;#8585bd&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.9em&#8221; background_color=&#8221;#ffffff&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_horizontal=&#8221;0px&#8221; box_shadow_vertical=&#8221;0px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(71,74,182,0.12)&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;30px|40px|30px|40px&#8221; filter_hue_rotate=&#8221;329deg&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_zoom=&#8221;20%&#8221; animation_starting_opacity=&#8221;100%&#8221; locked=&#8221;off&#8221;]<\/p>\n<p>Now that we&#8217;ve identified your loan types, it&#8217;s time to dig in. Your advisor will go over each of the repayment and forgiveness programs you are eligible for based on your income, household size and what you do for work and discuss the ones that may suit you best based on the information you&#8217;ve provided about how your loans are affecting you financially.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Step 3: Selection Process&#8221; url=&#8221;#&#8221; image=&#8221;https:\/\/flexxprep.comwp-content\/uploads\/2018\/11\/coding-iconArtboard-19-copy-9.jpg&#8221; icon_placement=&#8221;left&#8221; image_max_width=&#8221;64px&#8221; content_max_width=&#8221;1100px&#8221; admin_label=&#8221;Chapter&#8221; _builder_version=&#8221;3.17.6&#8243; header_font=&#8221;|on|||&#8221; header_text_color=&#8221;#2e2545&#8243; header_line_height=&#8221;1.5em&#8221; body_text_color=&#8221;#8585bd&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.9em&#8221; background_color=&#8221;#ffffff&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_horizontal=&#8221;0px&#8221; box_shadow_vertical=&#8221;0px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(71,74,182,0.12)&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;30px|40px|30px|40px&#8221; filter_hue_rotate=&#8221;329deg&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_zoom=&#8221;20%&#8221; animation_starting_opacity=&#8221;100%&#8221; locked=&#8221;off&#8221;]<\/p>\n<p>Your advisor is here to help provide you with all of the options available to you and educate you on how they work long term. However, we are only here to make recommendations. We will walk you through the selection process and begin the initial steps toward your enrollment into the program of your choice. <\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Step 4: Expectation Setting&#8221; url=&#8221;#&#8221; image=&#8221;https:\/\/flexxprep.comwp-content\/uploads\/2018\/11\/coding-icon_16.jpg&#8221; icon_placement=&#8221;left&#8221; image_max_width=&#8221;64px&#8221; content_max_width=&#8221;1100px&#8221; admin_label=&#8221;Chapter&#8221; _builder_version=&#8221;3.17.6&#8243; header_font=&#8221;|on|||&#8221; header_text_color=&#8221;#2e2545&#8243; header_line_height=&#8221;1.5em&#8221; body_text_color=&#8221;#8585bd&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.9em&#8221; background_color=&#8221;#ffffff&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_horizontal=&#8221;0px&#8221; box_shadow_vertical=&#8221;0px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(71,74,182,0.12)&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;30px|40px|30px|40px&#8221; filter_hue_rotate=&#8221;329deg&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_zoom=&#8221;20%&#8221; animation_starting_opacity=&#8221;100%&#8221; locked=&#8221;off&#8221;]<\/p>\n<p>Now that you&#8217;ve selected the repayment or forgiveness program that will work best for you, it&#8217;s time to go through your quality assurance recording and supporting documentation requirements. Once your file is submitted internally, our underwriting team takes a final look at your file to make sure no important information was missed.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Step 5: Results &#038; Delivery&#8221; url=&#8221;#&#8221; image=&#8221;https:\/\/flexxprep.comwp-content\/uploads\/2018\/11\/coding-iconArtboard-19-copy-8.jpg&#8221; icon_placement=&#8221;left&#8221; image_max_width=&#8221;64px&#8221; content_max_width=&#8221;1100px&#8221; admin_label=&#8221;Chapter&#8221; _builder_version=&#8221;3.17.6&#8243; header_font=&#8221;|on|||&#8221; header_text_color=&#8221;#2e2545&#8243; header_line_height=&#8221;1.5em&#8221; body_text_color=&#8221;#8585bd&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.9em&#8221; background_color=&#8221;#ffffff&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_horizontal=&#8221;0px&#8221; box_shadow_vertical=&#8221;0px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(71,74,182,0.12)&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;30px|40px|30px|40px&#8221; filter_hue_rotate=&#8221;329deg&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_zoom=&#8221;20%&#8221; animation_starting_opacity=&#8221;100%&#8221; locked=&#8221;off&#8221;]<\/p>\n<p>Our processing team is now ready to complete the necessary documentation required for your successful enrollment into the program of your choice. We will keep you updated throughout the process via email, phone call and text message and keep an open line of communication open so you&#8217;re aware of the progress being made.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.0.47&#8243;][et_pb_blurb title=&#8221;Crystal H.&#8221; url=&#8221;#&#8221; image=&#8221;https:\/\/flexxprep.comwp-content\/uploads\/2018\/11\/portraits-circle-small_5.png&#8221; admin_label=&#8221;Instructor&#8221; _builder_version=&#8221;3.17.6&#8243; header_font=&#8221;|on|||&#8221; header_text_color=&#8221;#2e2545&#8243; header_line_height=&#8221;1.5em&#8221; body_text_color=&#8221;#8585bd&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.9em&#8221; background_color=&#8221;#ffffff&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;0px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(71,74,182,0.12)&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;-80px|||&#8221; custom_padding=&#8221;30px|40px|30px|40px&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_zoom=&#8221;20%&#8221; animation_starting_opacity=&#8221;100%&#8221;]<\/p>\n<p><strong>Former Everest College Student<\/strong><\/p>\n<p>&#8220;Before I started working for FlexxPrep, I was actually a client. I went to Everest College and was a victim of their school closure. Now, don&#8217;t get me wrong, the amount of money that I owed wasn&#8217;t very much but I just didn&#8217;t feel like it was right for me to have to pay back loans that I didn&#8217;t benefit from. I never got to finish, none of my credits were transferable and the school claimed to be accredited when it wasn&#8217;t. FlexxPrep&#8217;s office was in my local area so I contacted them and they were able to get my documents for the school closure discharge done for me so when I saw the following year that they were hiring, it made it easy for me to make the decision to join their team. I&#8217;m glad that they chose me because I am able to tell people first hand that FlexxPrep is the real deal. It feels good being able to help people accomplish the same things that I did and know that I&#8217;m working for a company that does the right thing.&#8221;<\/p>\n<p>[\/et_pb_blurb][et_pb_button _builder_version=&#8221;3.16&#8243; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>GOT STUDENT DEBT? Trying to repay federal student debt can be challenging and overwhelming when you don&#8217;t fully understand the options available to you. You can get caught in the misinformation provided by our competitors, loan servicers and even the internet. We&#8217;re here to make everything crystal clear. The initial phases of getting your loans [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-122","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/flexxprep.com\/index.php\/wp-json\/wp\/v2\/pages\/122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/flexxprep.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/flexxprep.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/flexxprep.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/flexxprep.com\/index.php\/wp-json\/wp\/v2\/comments?post=122"}],"version-history":[{"count":12,"href":"https:\/\/flexxprep.com\/index.php\/wp-json\/wp\/v2\/pages\/122\/revisions"}],"predecessor-version":[{"id":495,"href":"https:\/\/flexxprep.com\/index.php\/wp-json\/wp\/v2\/pages\/122\/revisions\/495"}],"wp:attachment":[{"href":"https:\/\/flexxprep.com\/index.php\/wp-json\/wp\/v2\/media?parent=122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}